:root { --primary-blue: #1a237e; --primary-pink: #d81b60; --safe-cyan: #00bcd4; --bg-light: #f4f7f9; --white: #ffffff; --shadow: 0 10px 25px rgba(0,0,0,0.06); --shadow-sm: 0 4px 6px rgba(0,0,0,0.05); }
        * { box-sizing: border-box; margin: 0; padding: 0; }
        body {
            font-family: 'Segoe UI', sans-serif;
            background:
                radial-gradient(38rem 38rem at 8% 10%, rgba(236, 64, 122, 0.16), transparent 60%),
                radial-gradient(34rem 34rem at 92% 8%, rgba(26, 35, 126, 0.15), transparent 58%),
                radial-gradient(28rem 28rem at 14% 78%, rgba(63, 81, 181, 0.11), transparent 56%),
                radial-gradient(24rem 24rem at 88% 68%, rgba(216, 27, 96, 0.08), transparent 54%),
                linear-gradient(180deg, #ffffff 0%, #eef3fb 55%, #f4f7f9 100%);
            background-attachment: fixed;
            position: relative;
            overflow-x: hidden;
            isolation: isolate;
            margin: 0;
        }
        body::before,
        body::after {
            content: '';
            position: fixed;
            border-radius: 999px;
            pointer-events: none;
            filter: blur(4px);
            z-index: 0;
        }
        body::before {
            width: 260px;
            height: 260px;
            top: -90px;
            right: -70px;
            background: linear-gradient(135deg, rgba(216, 27, 96, 0.18), rgba(236, 64, 122, 0.02));
        }
        body::after {
            width: 220px;
            height: 220px;
            left: -60px;
            bottom: -80px;
            background: linear-gradient(135deg, rgba(26, 35, 126, 0.14), rgba(63, 81, 181, 0.02));
        }
        body > * { position: relative; z-index: 1; }
        .container { max-width: 1000px; margin: 0 auto; padding: 0 20px; }
        header { background: var(--white); padding: 12px 0; box-shadow: var(--shadow-sm); margin-bottom: 20px; position: sticky; top: 0; z-index: 1000; }
        .header-content { display: flex; justify-content: space-between; align-items: center; max-width: 1000px; margin: 0 auto; padding: 0 20px; }
        .logo { font-size: 28px; font-weight: 900; color: var(--primary-blue); text-decoration: none; letter-spacing: -1px; }
        .logo span { color: var(--primary-pink); }
        .header-actions { display: flex; align-items: center; gap: 12px; }
        .back-link { color: #666; text-decoration: none; font-weight: 600; transition: color 0.2s; font-size: 0.95rem; }
        .back-link:hover { color: var(--primary-blue); }
        .btn-alert { background-color: var(--primary-pink); color: white; border: none; padding: 10px 16px; border-radius: 8px; font-weight: bold; font-size: 0.95rem; cursor: pointer; display: inline-flex; align-items: center; gap: 6px; transition: background 0.2s; white-space: nowrap; text-decoration: none; }
        .btn-alert:hover { background-color: #ad1457; }
        .page-title { text-align: center; color: var(--primary-blue); margin: 10px 0 22px; font-size: clamp(2rem, 4vw, 2.7rem); letter-spacing: -0.02em; }
        .insurance-nav { display: flex; justify-content: center; gap: 15px; margin: 25px 0 30px 0; }
        .nav-item { background: var(--white); padding: 15px 20px; border-radius: 12px; box-shadow: var(--shadow-sm); cursor: pointer; text-align: center; transition: 0.3s; border: 2px solid transparent; flex: 1; max-width: 160px; }
        .nav-item:hover { transform: translateY(-3px); }
        .nav-item.active { border-color: var(--primary-pink); background: #fff5f8; }
        .nav-item i { font-size: 1.6rem; display: block; margin-bottom: 6px; }
        .nav-item span { font-weight: bold; color: var(--primary-blue); font-size: 0.95rem; }
        .nav-item button { all: unset; display: block; width: 100%; cursor: pointer; }
        .ins-card { background: var(--white); border-radius: 16px; display: flex; margin-bottom: 20px; overflow: hidden; box-shadow: var(--shadow-sm); position: relative; transition: transform 0.2s, box-shadow 0.2s; }
        .ins-card:hover { transform: translateY(-3px); box-shadow: var(--shadow); }
        .ins-card-premium { box-shadow: 0 16px 34px rgba(143, 107, 22, 0.14); }
        .ins-card-expired {
            filter: grayscale(1);
            opacity: 0.72;
            box-shadow: 0 10px 24px rgba(60, 66, 87, 0.1);
        }
        .ins-card-expired:hover { transform: none; }
        .ins-card-expired .btn-ins { background: linear-gradient(135deg, #a7afbf, #c5cad4); box-shadow: none; }
        .ins-discount-side { background: linear-gradient(135deg, var(--primary-pink), var(--primary-blue)); color: white; padding: 20px 25px; text-align: center; display: flex; flex-direction: column; justify-content: center; min-width: 160px; border-right: 2px dashed rgba(255,255,255,0.3); }
        .ins-discount-side h2 { font-size: 2.6rem; margin: 0; line-height: 1; }
        .ins-discount-side span { font-weight: bold; text-transform: uppercase; font-size: 0.75rem; }
        .ins-main-side { padding: 20px 25px; flex-grow: 1; display: flex; justify-content: space-between; align-items: center; }
        .ins-info h3 { margin: 0 0 5px 0; color: var(--primary-blue); font-size: 1.3rem; }
        .premium-badge { display: inline-block; margin-bottom: 10px; padding: 4px 10px; border-radius: 999px; background: linear-gradient(135deg, #8f6b16, #f4d57a); color: #3f2f06; font-size: 0.72rem; font-weight: 800; text-transform: uppercase; }
        .ins-info p { color: #666; margin: 0; font-size: 0.95rem; }
        .ins-tags { margin-top: 12px; display: flex; gap: 8px; }
        .tag { background: #f0f4f8; padding: 4px 10px; border-radius: 12px; font-size: 0.75rem; font-weight: 600; color: var(--primary-blue); }
        .ins-logo { max-width: 92px; max-height: 42px; object-fit: contain; display: block; margin-bottom: 10px; }
        .ins-action { text-align: right; }
        .ins-timer { color: var(--primary-pink); font-weight: bold; font-size: 0.85rem; margin-bottom: 8px; display: block; }
        .btn-ins { background: linear-gradient(135deg, var(--primary-blue), #3f51b5); color: white; border: none; padding: 10px 20px; border-radius: 8px; font-weight: bold; font-size: 0.95rem; cursor: pointer; transition: transform 0.1s, box-shadow 0.2s; box-shadow: 0 4px 10px rgba(26, 35, 126, 0.2); }
        .btn-ins:hover { box-shadow: 0 6px 15px rgba(26, 35, 126, 0.3); transform: translateY(-2px); }
        .ins-card::before, .ins-card::after { content: ''; position: absolute; left: 150px; width: 20px; height: 20px; background: var(--bg-light); border-radius: 50%; }
        .ins-card::before { top: -10px; }
        .ins-card::after { bottom: -10px; }
        .empty-state { text-align: center; color: #667085; background: rgba(255,255,255,0.9); border-radius: 16px; padding: 28px; box-shadow: var(--shadow-sm); }
        @media (max-width: 768px) { .ins-card { flex-direction: column; } .ins-card::before, .ins-card::after { display: none; } .ins-discount-side { border-right: none; border-bottom: 2px dashed rgba(255,255,255,0.3); min-width: auto; padding: 30px; } .ins-main-side { flex-direction: column; text-align: center; gap: 20px; } .ins-tags { justify-content: center; } .ins-action { text-align: center; } }